FINANCIAL LITERACY WORKSHOP

This course is designed to empower participants with knowledge and to become financially literate and competent in the areas of saving, budgeting, understanding credit, and debt to make sound financial decisions for life.

C.A.E.'s financial literacy course consists of 14 modules, which are units organized around a topic. Each module is divided into sections.

MODULE 1: 

Your Money Values and Influences
Internal values and goals, external influences, and their relationships to financial decisions


MODULE 2: 

You Can Bank On It
Financial products, services, and providers

 

MODULE 3: 

Your Income and Expenses

How to track income and expenses
 

MODULE 4: 

Your Spending and Saving Plan
How to develop a spending and saving plan, and how to prioritize spending when money is short

 

MODULE 5: 

Your Savings
Saving money for expenses, goals, and emergencies

 

MODULE 6: 

Credit Reports and Scores
Credit reports and scores, building productive credit histories, and repairing and improving credit

 

MODULE 7: 

Borrowing Basics
Options for borrowing money and the costs

 

MODULE 8: 

Managing Debt
Different kinds of debt and ways to manage it

 

MODULE 9: 

Using Credit Cards
How credit cards work and how to manage them

 

MODULE 10: 

Building Your Financial Future
Ways to build assets, including buying a car and getting training and education

 

MODULE 11: 

Protecting Your Identity and Other Assets
Ways to recognize, respond to, and reduce the risks of identity theft, along with strategies for protecting other assets

 

MODULE 12: 

Making Housing Decisions
Different types of safe and affordable housing, including specific information on renting

 

MODULE 13: 

Buying a Home
The home buying process, including mortgages

 

MODULE 14: 

Disasters—Financial Preparation and Recovery
How to financially prepare for, and recover from, disasters

Course Work

  • Daily Work (30%)

  • Tests/Quizzes/Projects (40%)

  • Final Exam (20%)

  • Attendance (10%)

 

Expectations

  • Take Responsibility: You Are Responsible for You.

  • Contribute to The Learning of All Students-That Includes You.

  • Work to The Best of Your Abilities Which Includes Asking for Help.

  • Criticize in Private, Praise in Public.

  • Be Respectful of Others.

  • Do not bring food or drinks into the classroom.

  • A grade cannot be given for work completed due to an unexcused absence. However, the work will be required. to be completed since assignments build on each other.

  • Cell phones, iPad's, and other electronic devices are not to be seen or heard during class time.

  • Students are to remain in their seats until the end of session.

  • Cheating, including comparing or checking answers will result in a zero and a referral to Housing Authority administration.

 

Americans with Disabilities Act for Students with Special Needs Statement 

Any students with disabilities or other special needs, who need special accommodations in this course, are invited to share these concerns or requests with the instructor as soon as possible.

For more information, please call (866) 961.2239